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What is FICO? How does it help you?
FICO is a score that goes from 300 to 850 points is used to calculate the risk of a person when applying for a mortgage, car loans, and credit cards. An excellent score is over 700 points or more. A low score can cost you thousands of dollars in added interest over the life of a car loan or mortgage.
Ways to increase your credit score and take control of your finances:
Clean and Repair your credit with Credit Care Professionals LLC.
Pay your Bills on time.
On opened accounts, if you have missed payments, get current and stay current.
Be aware that paying off a Collection account will not remove it from your credit report.
Closing an account will not remove it from your credit report and may not improve your score.
If you have been managing credit for a short time, don't open a lot of new accounts too rapidly.
Keep balances low on credit cards and other revolving credit. High outstanding debt can affect your score.
- Just imagine how much money you’ll be saving over the years when you finance a car, obtain credit cards, business loans and insurance. What would you do with the money you’ll be saving.
INCREASE YOUR FICO SCORE
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